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Skip to Main Content Submit Your Search Home Accounts Loans Business Insure & Invest Login Contact Us Locations and Hours Rates Careers About Us Join Us Accounts Checking Kasasa Cash® Kasasa Cash Back® Basic Checking Debit Mastercard® Overdraft Coverage Options Savings Kasasa Saver® Savings Money Fund Health Savings Account Individual Retirement Account Certificates Online Services Online Banking Mobile App Pay Your Home Loan Pay Your Loan Insurance Verification Auto Loan Payoff Calculator Remote Notary Forms Loans Home Loans Purchase Refinance Home Equity Loans Meet the Team Schedule an Appointment Vehicle Loans Auto Loans Other Vehicle Loans Credit Union Auto Buying Service Protect Your Vehicle Investment Credit Cards Credit Cards Account Management Other Loans Personal Loan Smart Solution Business Business Accounts Business Checking Business Savings Business Money Fund Business Debit Mastercard® Rewards!™ for Business Debit Mastercard® COLTAF Trust Account Organizational Accounts Organizational Checking Organizational Savings Business Loans Business Loans Business Credit Cards Offer CU Membership Enhance Your Benefits Package Insure & Invest Insurance Vehicle Insurance Business Insurance Property Insurance Life Insurance Investments Investment Services Login Routing Number: 307070021 Contact Us Locations and Hours Rates Careers About Us Join Us Submit a Search Routing Number: 307070021 Accounts Loans Business Insure & Invest Login -- Checking Kasasa Cash® Kasasa Cash Back® Basic Checking Debit Mastercard® Overdraft Coverage Options Savings Kasasa Saver® Savings Money Fund Health Savings Account Individual Retirement Account Certificates Online Services Online Banking Mobile App Pay Your Home Loan Pay Your Loan Insurance Verification Auto Loan Payoff Calculator Remote Notary Forms Kasasa Cash Back Earn rewards with our FREE Kasasa Cash Back checking account! Value never goes out of style! Learn more* Home Loans Purchase Refinance Home Equity Loans Meet the Team Schedule an Appointment Vehicle Loans Auto Loans Other Vehicle Loans Credit Union Auto Buying Service Protect Your Vehicle Investment Credit Cards Credit Cards Account Management Other Loans Personal Loan Smart Solution My Way Mortgage Enjoy a mortgage that is uniquely yours! Customize a home loan that gets you the most for your money. Customize now Business Accounts Business Checking Business Savings Business Money Fund Business Debit Mastercard® Rewards!™ for Business Debit Mastercard® COLTAF Trust Account Organizational Accounts Organizational Checking Organizational Savings Business Loans Business Loans Business Credit Cards Offer CU Membership Enhance Your Benefits Package Rewards! for Debit Business Mastercard® Earn rewards for everyday purchases and redeem them to receive gift cards, merchandise, travel experiences and much more! Learn more Insurance Vehicle Insurance Business Insurance Property Insurance Life Insurance Investments Investment Services Products and people you can rely on Save on insurance today to better plan for tomorrow with Air Academy Insurance Services. Start saving All AAFCU branch locations will be closed Thursday, November 26, 2020 in observance of Thanksgiving Day. Holiday hours Donate NEW toys today! Donate new, unopened toys through November 30, 2020 to help provide a happy holiday for low-income children! Learn how to donate! Membership Update Check out the latest video update from our President & CEO Glenn L. Strebe. View Update Refer and Earn! Refer a friend and you each could earn $100*. The more friends you refer, the more you could earn! Learn more* Time to plan for retirement Don't leave your hard earned money behind! Let a CFS Advisor* help you put your retirement transition plan into action! Learn more* Home Page Apply for a Mortgage icon Apply for a Mortgage Apply for a Loan icon Apply for a Loan Open an Account - NEW LINK icon Open an Account Auto Loans APR* as low as 3.39% Home Equity APR* as low as 3.00% Mortgages 15 Year Fixed Rate* 2.49% Kasasa Cash® APY* as high as 1.25% Personal Loan APR* as low as 7.89% Auto Loans *APR= Annual Percentage Rate. Rates may vary depending on applicant's creditworthiness and year of collateral. APR calculation assumes no fees; fees may impact rate and/or term. Payment example: 72 monthly payments of $15.37 per $1,000.00 borrowed at 3.39% APR on 2017 or newer vehicles. Down payment may be required. Refinancing fees may apply to all existing auto loans with AAFCU. Membership requirements and other restrictions apply. Rates and terms are subject to change without notice. Home Equity Line of Credit *APR=Annual Percentage Rate. APR is determined by adding a Margin to the Index. The Index is the Prime Rate as published in the “Money Rates” table in The Wall Street Journal. The Margin is calculated based on individual credit history and loan-to-value ratio. Rates subject to change without notice. Rates may vary after account is opened. Rates are adjusted on the first day of the quarter following a rate change in Prime Rate, as published in the Wall Street Journal. The Prime Rate in effect on 03/16/2020, is 3.25%. At no time, will the rate exceed 17.99% APR. Minimum loan amount is $10,000. Maximum loan amount is $250,000. During the Advance Period, the minimum monthly payment is the greater of $50.00 or the finance charges that have accrued during the billing cycle. During the Repayment Period, the minimum monthly payment is the greater of $50.00 or the minimum monthly principal and interest payment due based on a 120 month amortization schedule calculated by the outstanding balance at the end of the Advance Period, plus finance charges that have accrued on the outstanding balance during the billing cycle. There is no limit on the amount by which the rate can change during any one-year period aside from the rate cap of 17.99%. Floor rate range is 3.00%-6.25% APR. Under no circumstance will the APR go below the initial start APR for an individual plan. The maximum APR of 17.99% could be reached the first month of the draw period. Closing cost range is $400-$900 only if an appraisal is required. Late fees may apply. For current index value, margins, and APR, call 800.223.1983. Restrictions and requirements may apply. Ask a mortgage loan officer for details. Membership requirements apply. Equal Housing Lender. 15 year Mortgage *APR=Annual Percentage Rate. Rate with approved credit. APR calculation assumes no fees; fees may impact rate and/or term. Terms and rates may change at any time without notice. Rates apply to Conventional 1st mortgages; rates subject to change. Closing costs do not include rate buy-down or escrows. Minimum loan amount is $55,000. Maximum loan-to-value ratio is 80%. Other restrictions and requirements may apply. Membership requirements apply. The information provided is for a 15 year fixed mortgage and assumes the purpose of the loan is to purchase or refinance a property with a loan amount of $192,000 and an estimated property value of $240,000. The property is an existing single family home which will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 680 or above. Payment example: APR for this loan type is 2.49%. The monthly payment would be: 180 payments of $1,279.33 at an interest rate of 2.49%. The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. Contact Air Academy Federal Credit Union at 1.800.223.1983 for more information. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Kasasa Cash® Checking *Annual Percentage Yield (APY) effective 04/01/2020. Qualifications; Post and clear (a) at least one direct deposit or pre-authorized ACH (b) post and clear twelve or more purchase transactions using your debit card and (c) consent to receive your per...